What happens when you exceed the current liability limits on a home, auto or even watercraft policy in the event of a catastrophic loss?
A Personal Umbrella policy will protect you against covered losses that exceed these underlying limits. In some cases, an umbrella policy provides protection for situations that may not be covered by the underlying policy. Most umbrella policies will have coverage built-in for claims arising from slander, damage to someone else’s property in your care, foreign country liability that can include auto accidents.
Limits of $1,000,000 and up are now more competitive than ever and can also supply additional multi policy discounts to current policies.
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