Serving Bellaire, Elk Rapids, and Surrounding Areas
๐ฉบ LIFE & LONG TERM CARE
Life Insurance Policies
(231) 264-6161
Get Assistance Choosing Your Life Insurance Policy
Life insurance is considered the "fourth leg" of your insurance table. You insure your vehicles. You insure your home. You insure your business… why don’t you "insure" your life?
The "Life Insurance Needs Estimator"
is designed to help you evaluate what may benefit your family and yourself the most. Then contact Fischer Insurance, so that we can assist you with "completing your table" by adding a life insurance policy to your coverage.
Long-Term Care Insurance
Health Care costs have risen more than the average annual income over the last 20 years. As we age, the potential need for health care and/or assistance dramatically rises with some activities of daily living.
If these things happen, how will you pay for this? Or who will pay for this? Most people do not wish for their children to bear this responsibility.
Choice of Care
Once eligible you can be reimbursed for care received from:
- In-Home Healthcare
- Respite Care
- Adult Day Care
- In a facility which includes:
- Assisted Living
- Nursing Home
Flexibility of the plan
- Income tax reimbursements for qualified long-term care expenses
- Income tax death benefit for beneficiaries
- Return of Premium options
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